:root {
  --bg: #f7faf8;
  --surface: #ffffff;
  --text: #1f2933;
  --muted: #64748b;
  --border: #dbe5df;
  --primary: #2f855a;
  --primary-dark: #276749;
  --info: #2563eb;
  --warn: #b45309;
  --shadow: 0 18px 45px rgba(31, 41, 51, .08);
  --radius: 22px;
  --max: 1120px;
}
* { box-sizing: border-box; }
html { font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif; color: var(--text); background: var(--bg); }
body { margin: 0; line-height: 1.5; }
a { color: inherit; }
.site-header, .site-footer { max-width: var(--max); margin: 0 auto; padding: 22px; display: flex; align-items: center; justify-content: space-between; gap: 24px; }
.brand { display: flex; align-items: center; gap: 12px; text-decoration: none; font-weight: 700; line-height: 1.05; }
.brand-mark { width: 46px; height: 46px; border-radius: 16px; display: grid; place-items: center; background: var(--primary); color: white; }
.main-nav { display: flex; gap: 10px; align-items: center; }
.main-nav a, .footer-links a { text-decoration: none; color: var(--muted); padding: 10px 12px; border-radius: 999px; }
.main-nav a:hover { background: #eaf4ee; color: var(--primary-dark); }
.nav-toggle { display: none; }
main { max-width: var(--max); margin: 0 auto; padding: 0 22px 60px; }
.hero { display: grid; grid-template-columns: 1.35fr .85fr; gap: 34px; align-items: center; padding: 56px 0 34px; }
.hero-copy, .page-hero { background: linear-gradient(135deg, #ffffff 0%, #eff8f2 100%); border: 1px solid var(--border); border-radius: 34px; padding: clamp(28px, 5vw, 56px); box-shadow: var(--shadow); }
.page-hero.compact { margin: 28px 0; }
.eyebrow { color: var(--primary); text-transform: uppercase; font-weight: 800; letter-spacing: .08em; font-size: .78rem; margin: 0 0 12px; }
h1 { font-size: clamp(2.2rem, 6vw, 4.8rem); line-height: .96; letter-spacing: -.06em; margin: 0 0 22px; }
h2 { font-size: clamp(1.4rem, 3vw, 2.1rem); line-height: 1.1; letter-spacing: -.035em; margin: 0 0 16px; }
h3 { margin: 0 0 8px; }
.lead, .page-hero p { color: var(--muted); font-size: 1.15rem; max-width: 720px; }
.actions { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 24px; }
.button { border: 0; border-radius: 999px; padding: 13px 18px; font-weight: 800; cursor: pointer; text-decoration: none; display: inline-flex; align-items: center; justify-content: center; }
.primary { background: var(--primary); color: white; }
.primary:hover { background: var(--primary-dark); }
.secondary { background: #eaf4ee; color: var(--primary-dark); }
.hero-card, .result-card, .info-card, .form-panel, .notice { background: var(--surface); border: 1px solid var(--border); border-radius: var(--radius); padding: 24px; box-shadow: var(--shadow); }
.pill { display: inline-flex; background: #eaf4ee; color: var(--primary-dark); padding: 6px 10px; border-radius: 999px; font-size: .82rem; font-weight: 800; }
.big-number { font-size: clamp(2.4rem, 6vw, 4.4rem); font-weight: 900; letter-spacing: -.06em; margin: 14px 0; font-variant-numeric: tabular-nums; }
.big-number small { font-size: 1rem; color: var(--muted); letter-spacing: 0; }
dl { margin: 0; }
.hero-card dl div, .money-list div { display: flex; justify-content: space-between; gap: 18px; padding: 12px 0; border-top: 1px solid var(--border); }
dt { color: var(--muted); } dd { margin: 0; font-weight: 800; }
.section { margin: 50px 0; }
.section.narrow, .notice { max-width: 840px; margin-left: auto; margin-right: auto; }
.section-heading { margin-bottom: 20px; }
.card-grid { display: grid; gap: 18px; }
.card-grid.four { grid-template-columns: repeat(4, 1fr); }
.info-card p, .form-help, .notice p, .content p { color: var(--muted); }
.trust-band { display: grid; grid-template-columns: repeat(3, 1fr); gap: 14px; background: #1f2933; color: white; border-radius: 28px; padding: 22px; }
.trust-band div { display: grid; gap: 4px; }
.trust-band span { color: #cbd5e1; }
.simulator { display: grid; gap: 18px; }
.radio-cards { display: grid; grid-template-columns: repeat(5, 1fr); gap: 12px; }
.radio-cards label { display: block; border: 1px solid var(--border); border-radius: 18px; padding: 14px; cursor: pointer; }
.radio-cards input { accent-color: var(--primary); }
.radio-cards span { display: block; font-weight: 800; }
.radio-cards small { color: var(--muted); font-weight: 500; }
.fields-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; }
label { font-weight: 800; color: var(--text); }
input, select { width: 100%; margin-top: 8px; border: 1px solid var(--border); border-radius: 14px; padding: 12px 14px; font: inherit; background: white; }
label.check { display: flex; gap: 10px; align-items: center; padding-top: 28px; }
label.check input { width: auto; margin: 0; }
.sticky-summary { position: sticky; bottom: 16px; display: flex; align-items: center; justify-content: space-between; gap: 18px; background: rgba(255,255,255,.92); border: 1px solid var(--border); backdrop-filter: blur(10px); padding: 14px; border-radius: 22px; box-shadow: var(--shadow); }
.sticky-summary div { display: grid; }
.sticky-summary span { color: var(--muted); }
.result-layout { display: grid; grid-template-columns: .9fr 1.1fr; gap: 18px; margin-bottom: 28px; }
.main-result { background: linear-gradient(135deg, #ffffff 0%, #eaf4ee 100%); }
.money-list .total { font-size: 1.15rem; border-top: 2px solid var(--text); }
.breakdown { display: grid; gap: 12px; }
.breakdown div { display: grid; grid-template-columns: 1fr auto; gap: 4px 20px; padding: 16px; border: 1px solid var(--border); border-radius: 18px; background: white; }
.breakdown small { grid-column: 1 / -1; color: var(--muted); }
.notice.warning { border-color: #f5c56b; background: #fffbeb; }
.table-wrap { overflow-x: auto; }
table { width: 100%; border-collapse: collapse; background: white; border-radius: 18px; overflow: hidden; }
th, td { text-align: left; padding: 14px; border-bottom: 1px solid var(--border); }
th { background: #eaf4ee; }
.steps li { margin: 10px 0; }
pre { white-space: pre-wrap; background: #111827; color: #e5e7eb; padding: 18px; border-radius: 18px; }
.site-footer { border-top: 1px solid var(--border); color: var(--muted); align-items: flex-start; }
.footer-links { display: flex; flex-wrap: wrap; gap: 8px; }
@media (max-width: 900px) {
  .hero, .result-layout, .trust-band { grid-template-columns: 1fr; }
  .card-grid.four, .radio-cards, .fields-grid { grid-template-columns: 1fr 1fr; }
  .nav-toggle { display: inline-flex; border: 1px solid var(--border); border-radius: 999px; background: white; padding: 10px 14px; }
  .main-nav { display: none; position: absolute; top: 76px; right: 22px; background: white; border: 1px solid var(--border); border-radius: 20px; padding: 10px; box-shadow: var(--shadow); flex-direction: column; align-items: stretch; }
  .main-nav.is-open { display: flex; }
}
@media (max-width: 620px) {
  .site-header, .site-footer { padding: 16px; }
  main { padding: 0 16px 44px; }
  .card-grid.four, .radio-cards, .fields-grid { grid-template-columns: 1fr; }
  .sticky-summary { position: static; flex-direction: column; align-items: stretch; }
  .hero-copy, .page-hero { border-radius: 24px; }
}
@media print {
  .site-header, .site-footer, .actions, .button { display: none !important; }
  body { background: white; }
  .result-card, .notice, .page-hero { box-shadow: none; }
}